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USAA: Does it cover invisible aligners?

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Invisible aligners are a popular option for orthodontic treatment. But while many major dental insurance companies will cover braces at least to some degree, the coverage for invisible aligners is typically not as extensive. The dental insurance available through USAA can step in to fill this gap in coverage, as it does provide some coverage for invisible aligners.

USAA dental insurance: the most convenient dental insurance plans

usaa dental insurance coverage

USAA offers some of the most convenient dental insurance plans out there: they are comprehensive, and have little to no waiting period. Its insurance options are offered through Cigna dental and IHC, which provides patients with an extensive network of providers to choose from. Furthermore, claims will be submitted automatically when patients visit one of the providers who are a part of Cigna DPPO or IHC. Wondering what insurance covers braces? USAA is one of them!

Does USAA provide orthodontic treatment coverage?

As discussed above, USAA offers its dental and orthodontic coverage through Cigna and IHC. Although not every single one of these plans offers orthodontic coverage, there are several plans that do.

Cigna Dental 1000

Starting for $30 per month, this dental preferred provider organization plan offers some discounts on orthodontia. While orthodontia is not fully covered within this plan, the discounts it provides can make orthodontic treatment more affordable.

Cigna Dental 1500

Although slightly more expensive than the Cigna Dental 1000 plan, Cigna Dental 1500, this plan does offer direct coverage of orthodontia. Over an individual’s lifetime, this plan will cover up to $1000 worth of orthodontic treatment.

IHC Dental

IHC Dental requires more specific information to be able to provide prospective customers with a direct quote for the cost of insurance and what would be covered, but its PPO plan should include orthodontic coverage for many individuals and families who.

Are invisible aligners and braces covered by USAA dental insurance?

What about USAA dental insurance for clear aligners? Or are you wondering how to afford braces? Since there are plans offered through USAA dental insurance that include coverage for orthodontic treatment, invisible aligners and braces are covered by USAA insurance! Invisible aligners are a reliable option for straightening teeth at home, and this is great news for those who are looking for coverage for invisible aligners, as insurance coverage for invisible aligners specifically can be slightly harder to come by.

USAA dental insurance coverage

How much does Invisalign cost with USAA?

Does USAA dental insurance cover Invisalign? And if so, how much does USAA dental insurance for Invisalign cover? The cost of Invisalign ranges from about $3,000 to $7,000. The price has the potential to vary a fair amount from person to person, as there are several variables that can impact the cost of Invisalign, including but not limited to the complexity of the case that is being treated and the location where the treatment is being sought.

With the insurance plans that do include orthodontic treatment (and therefore Invisalign) coverage, individuals can expect that up to $1000 of their Invisalign treatment could be covered. The amount that Invisalign will cost following this coverage will depend on what the original cost of Invisalign treatment would be for that particular patient.

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Choosing the best USAA dental insurance plan for orthodontic coverage

The main USAA dental insurance plan to avoid if you are looking to get orthodontic coverage is the Cigna Dental Preventive plan, as it does not provide any form of orthodontic coverage at all. The other dental insurance plans available through USAA dental should offer at least some degree of orthodontic coverage.

How to get USAA dental insurance

To get USAA dental insurance, you should check out the USAA website to gather basic information about the company and see whether or not it would be a good fit for you and your needs. Next, you can fill out a brief questionnaire that will help USAA show you specific insurance plans that are best suited for your unique situation. Following this, you should be able to learn more about the plans that are the best fit for you and select from among these options!

What if I’m not covered by USAA insurance? Invisible aligner payment options

Unfortunately, no insurance company or plan is perfect and what works for one person might not work for another. Although USAA dental insurance provides excellent coverage for many people in a variety of locations, this won’t be the case for each and every individual looking for dental insurance. Thankfully, there are several other options for paying for invisible aligners.

Discount plans for invisible braces

Often, unique discount plans are offered by individual dental or orthodontic clinics, so it would certainly be worth it to check out the website of your local orthodontists to see what kinds of deals might currently be offered.

Discount plans for invisible braces are also available through some major dental insurance companies. This sounds confusing at first, but insurance companies sometimes offer discount plans as well as insurance plans. Insurance companies that offer discount plans as alternatives include Aetna and Cigna.

A third option would be to look into dental discount plans that are offered by companies that specialize them. Careington is a great company to start with for this, as they offer a variety of dental discount plans that can cater to many different dental needs.

What customers say about USAA dental insurance

On the ConsumerAffairs website, USAA dental insurance has a relatively high rating of 3.9 out of 5 stars. This USAA dental insurance review indicates that customers are satisfied and mostly happy with their experience at USAA dental insurance.

However, the rating of USAA as an overall company on TrustPilot is much less favorable, with an average rating of only 1.3 out of 5 stars. Although this is not specific to the dental insurance plans offered by USAA, it does indicate that it might be wise to proceed with caution when selecting an insurance plan from USAA.


Is USAA dental insurance good?

The bottom line is that USAA dental insurance is good for some people and may not be ideal for others. It does offer the benefits of a large network of providers and comprehensive coverage, but its cheaper plans do not offer the orthodontic coverage that some customers might be looking for. If you are looking for the best dental insurance for implants, this could be a different story entirely.

How to get USAA dental insurance for veterans?

Veterans have the options to get dental insurance through the Federal Employees Dental and Vision Insurance Program.

How to contact USAA dental insurance?

Aside from the chat function available on the USAA website, you can contact them through their shortcut mobile number, #USAA(8722), or their main phone number, 210-531-USAA (8722). The company can also be reached at the USAA main mailing address which is the following:

9800 Fredericksburg Rd
San Antonio, TX 78288

Where is USAA dental insurance accepted?

USAA dental insurance is accepted at providers that are within the network of Cigna’s DPPO plans and IHC’s plans.

What is the waiting period for USAA dental insurance?

The waiting period for USAA dental insurance is typically 24 hours or less.

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