Humana offers a variety of dental insurance plans, most of which do not require a waiting period before your plan takes effect. They offer PPO, DHMO, and dental discount plans, and more in states across the U.S. Humana provides comprehensive dental insurance. Still, the orthodontic coverage they provide does vary by the specific plan and location. Given this variability in their orthodontic coverage in general, what can you expect Humana dental coverage to look like for invisible aligners?
Humana Dental Insurance: The Best Long Term Value Insurance
Humana provides long-term value to its customers- many of the plans it offers include 100% coverage for preventative care. Its network of providers has more than 270,000 dentists across the nation. With Humana, individuals can get on top of their basic dental and oral health without breaking the bank. With this type of coverage, Humana stands out from other dental insurance companies.
Does Humana provide orthodontic treatment coverage?
Depending on the plan and the provider that is seen, Humana dental can provide some orthodontic benefits. Some plans may not cover orthodontia at all, and some might not cover orthodontic insurance for adults. Hence, it is essential to pay attention to the specific Humana dental insurance details you have.
Are invisible aligners and braces covered by Humana Dental Insurance?
So does Humana cover braces or invisible aligners? Since not all the Humana dental insurance plans will cover general, orthodontic treatment, invisible aligners, and braces are not covered by all forms of Humana Dental Insurance. Although not an answer to “how to get free braces?” Humana does cover orthodontic treatment and invisible aligners and braces within some of its treatment plans.
Similar to orthodontia, dental insurance that covers implants might be tricky to find. But there may be some types of Humana dental insurance that do include a provision for implants. For example, the Humana Dental Savings Plus plan offers a discount of 20% on orthodontia. The Humana Loyalty Plus plan and the Preventive Plus plan can offer discounts as well.
How much does Invisalign cost with Humana?
Invisalign is hands down one of the best at-home clear aligners. The cost of Invisalign with Humana is quite variable, as each plan for Humana dental coverage will have different levels of services included. The baseline cost for in-office treatment with invisible braces like Invisalign falls between $,3,500 and $8,500, so patients who do have coverage for Invisalign via their Humana plan can expect to pay within the low end or below this range.
Choosing the best Humana dental insurance plan for orthodontic coverage
The Humana Dental Savings Plus plan offers a discount of up to 20% on orthodontics, and discounts may be available for the Loyalty Plus plan and the Preventive Plus plan. To choose the best plan for you or your family for Humana orthodontic coverage, head to the “Individual and family dental insurance plans” section of Humana’s website. There, you can select your state of residence and your age, and the Humana website will generate a list of dental plans available to you. In the description of these dental plans, you will be able to see all of the essential details, including what may be included for orthodontic coverage.
How to get Humana dental insurance
Deciding on a dental insurance company can be tricky, but getting the plan you want doesn’t have to be. To get Humana dental insurance, you should begin by first determining which plan would best suit your needs. By using the search function on Humana’s website as described above, you can get a good sense of what each plan covers. From there, you can select an option to get a quote for that insurance plan. Once you get your Humana quote for dental insurance, you can decide whether or not you would actually like to move forward and purchase the plan.
What if I’m not covered by Humana? Invisible aligner payment options
You want invisible aligners, but you find out that, in your case, they are not covered by Humana dental insurance. What can you do to ensure that invisible aligners can still be an affordable option for your orthodontic treatment?
Discount plans for invisible braces
One option to pay for your invisible aligners is CareCredit. CareCredit is a third-party healthcare financing plan that allows you to use a credit card to help cover the cost of treatment.
Military, students and teacheres discounts are available at many companies, which can allow customers to save money on their treatment. This discount can vary depending on the company, but it generally falls around $100.
Additionally, you can utilize a Health Savings Account or a Flexible Spending Account to help make payments for your invisible aligners.
What customers say about Humana dental insurance
There are mixed thoughts for Humana, according to Humana dental insurance reviews. Humana dental received a rating of 4.7 out of 5 stars on the Consumer Advocate website. This rating is based on the reviews of 77 customers. However, Humana as a whole received a rather low rating of only 1.4 out of 5 stars on WalletHub. This low rating is based on 263 total reviews, which is a significantly more significant number than on the Consumer Advocate website. However, it is crucial to keep in mind that this second lower number is based upon reviews for Humana as a whole and not only their dental insurance.
FAQ
Which Humana dental plan is the best one? There is no straightforward answer to this question. The best Humana plan can be different for each person, as each person’s dental needs and budget are different. Use the plan search tool available on Humana’s website to find out which one might be the best for you.
Humana dental insurance works in different ways depending on the type of plan you choose. For example, if you choose a PPO (preferred provider organization) plan, you save money if you go to dental providers that are within the plan’s network. Humana also offers a dental savings plan, which accounts less like insurance and more like a regular discount plan where you pay a fee upfront and receive discounts on treatments later on.
To cancel your Humana dental plan, call the Humana Customer Care department at 1-800-285-7197.
Humana dental insurance is available in all 50 states within the United States. There are providers accepting Humana dental in each state, but these providers depend on the specific Humana dental plan you are enrolled in.
Yes, Humana dental does work with Medicare with the Humana Medicare Advantage plan.
