Delta Dental is one of the largest dental insurance providers in the United States. With a variety of insurance plans to choose from, those in the market for dental insurance should be able to find a plan that will cater to their specific needs.
- Delta Dental Insurance: The Best Total Value Insurance
- Does Delta Dental provide orthodontic treatment coverage?
- Are invisible aligners and braces covered by Delta Dental?
- Choosing the best Delta Dental plan for orthodontic coverage
- What if I’m not covered by Delta Dental? Invisible aligners payment options
- What customers say about Delta Dental
Delta Dental Insurance: The Best Total Value Insurance
Part of what makes Delta Dental insurance have such great overall value is the broad range of options of insurance plans they have available to consumers. There are three main categories of insurance plans offered: individuals and families, small businesses, and retirees. Within those three categories, there are several options to choose from. For instance, there are 5 different plans within the “individual and families” category alone. Furthermore, Delta Dental covers a relatively large area, with featured plans offered in Arkansas, Kansas, Kentucky, South Dakota, Virginia, and Wisconsin and coverage offered to some degree in all 50 states of the U.S.
Does Delta Dental provide orthodontic treatment coverage?
Delta Dental Premier®
Delta Dental Premier® orthodontic insurance offers the largest network of providers, and is a fee-for-service plan. While it may offer orthodontic treatment coverage in some cases, this is dependent on the plans available in your state and what they consider “covered treatments”.
Delta Dental PPO
Delta Dental PPO is a preferred-provider option program, which means that the providers who are in-network offer patients reduced fees for covered treatments. Like Delta Dental Premier®, orthodontic coverage will vary by the specific Delta Dental PPO plan that you get.
DeltaCare® is Delta Dental’s health maintenance organization (HMO) plan. It focuses on preventive care and has minimal or no co-payments for preventive care treatment. DeltaCare® does offer orthodontic treatment for both children and adults in most cases, but the options can be limited. Like the other two Delta Dental plans discussed above, orthodontic treatment coverage depends on the specific plan you end up with, which can vary by state.
Are invisible aligners and braces covered by Delta Dental?
Does Delta Dental cover braces? Determining whether or not invisible aligners and braces are covered by Delta Dental isn’t as straightforward as it may seem. Delta Dental is a large insurance company, and offers a variety of plans in different states. Within all of those different plans, orthodontic treatment coverage alone can vary quite a bit. If you get even more specific and start to consider invisible aligners vs. braces, coverage varies even more. The plans offered and what they include as covered treatment can vary by state, which subsequently makes it more difficult to definitively say whether specific orthodontic treatments (like invisible aligners and braces) are covered by Delta Dental. In general, determining what insurance covers braces is difficult. However, there are without a doubt cases in which these treatments can be covered by a Delta Dental insurance plan.
How much does Invisalign cost with Delta Dental?
Invisalign is a great alternative to traditional metal braces and one of the best teeth aligners available, giving patients the opportunity to straighten their teeth and achieve their dream smile without having to have a visible orthodontic appliance or experience the irritation that is more common with metal braces and their metal archwires. Does Delta Dental cover Invisalign? With some Delta Dental insurance plans, patients may be able to get part of the cost of Invisalign treatment covered. It won’t cover the full plan, but it can be very helpful especially for those who, for example, live in expensive states like California and can cut the Invisalign cost California.
Not all Delta Dental plans will cover Invisalign treatment. The Delta Dental PPO plan may cover a portion of the cost of treatment, but this will depend on your specific plan. Additionally, you will very likely have to go to an orthodontist who is within network with Delta Dental to actually receive these benefits. Other plans, like DeltaCare, are less likely to provide coverage for Invisalign treatment.
Choosing the best Delta Dental plan for orthodontic coverage
To choose the best plan for Delta Dental orthodontic coverage, patients should head to the Delta Dental website and go to their insurance products page. On this page, there is a chart with a brief summary of what each general type of Delta Dental insurance plan will cover and other basic facts about each plan. Furthermore, there is a search function in which patients can type in their state to find out more specific information for what types of Delta Dental insurance plans are offered in their state and what may or may not be covered.
Here is how to get Delta Dental insurance
Shopping around for insurance plans is typically not a quick and simple experience. Wondering how to get Delta Dental insurance? The first step would be deciding on the level of coverage that is appropriate for you, you and your family, or your business. Utilizing the state by state search function discussed above would be the next logical step when searching for the most appropriate treatment plan.
What if I’m not covered by Delta Dental? Invisible aligners payment options
After careful consideration, you have decided that invisible aligners are the best orthodontic treatment option for you. Great! But what happens if you find out that your treatment isn’t covered by Delta Dental? What other options do you have for treatment?
Discount plants for invisible braces
Different invisible braces companies offer a variety of discount plans for invisible braces. Many of them will offer special discounts for students, teachers, and military service members. SmileDirectClub, for example, offers a $100 military discount with the code MILITARY2020.
Aside from the discounts listed above, some invisible braces companies will also offer financing options through third party companies like CareCredit, which makes paying off the total cost of your invisible aligners an easier process.
What additional options are there for paying for invisible aligners? Two of the top alternatives would be paying with funds from a flexible spending account (FSA) or health savings account (HSA). Outside of this, be sure to check the websites of invisible aligner companies, as they might occasionally offer special discounts for a limited period of time.
What customers say about Delta Dental
What do previous Delta Dental customers have to say about their experience with the company? Delta Dental reviews are helpful. On ConsumerAffairs, Delta Dental has an average rating of 3.8 out of 5 stars, which is based on a total of 493 ratings. On WalletHub, consumers rate DeltaDental 3 out of 5 stars. Based on these Delta Dental insurance reviews, a majority of Delta Dental customers are generally satisfied with their experience, but there are some who are dissatisfied in some capacity.
Most frequent questions and answers
There is no simple answer to this question, but the best way to determine the best Delta Dental plan for you would be to visit their website and explore the different plans available.
You can view your Delta Dental ID number by logging into the mobile app, or by contacting a customer service representative.
Delta Dental provides a variety of comprehensive dental plans, and the cost of these plans can vary by location, with some locations and plans being more expensive due to the extent of the coverage being provided and the cost of living in the area.
When signing up for your Delta Dental plan, you should clearly be able to select which plan you would like to sign up for. If you are not sure which plan you signed up for, you can always check your mobile app or contact a customer service representative.